LIFE INSURANCE

Provides essential financial protection for the people who depend on you most—covering income loss, debts, childcare, college costs, and long-term stability. It’s one of the most powerful tools for creating security that lasts beyond a lifetime.
We have several types of policies from top-rated carriers to choose from. Each option offers unique benefits such as affordability, lifelong protection, or cash accumulation, giving you a solution tailored to your goals and budget

Term

Provides temporary affordable coverage during your working years.

Considerations

  • Most affordable, but temporary

  • Coverage lasts 10 to 30 years

  • Easy to qualify for

Ideal For

  • Covering lost income

  • Paying off debts/future expenses

  • Short-term planning

Whole Life

Provides fixed premium coverage that never expires.

Considerations

  • More expensive, but permanent

  • Builds cash value

  • In-depth underwriting

Ideal For

  • Leaving a legacy

  • Covering funeral costs

  • Long-term planning

Schedule a Call with Patricia Jarrell

Meet Your Agent

Patricia Jarrell

Licensed Insurance Broker

PJarrell Consulting LLC

I specialize in providing insurance solutions for families and small business owners. I understand that we all have unique needs, such as affordable health insurance, life insurance, mortgage protection, tax-free retirement planning ... even children's college funding. I will research available options and customize your plan to provide you peace of mind that you and your loved ones are well taken care of.

As an independent insurance broker, I work for one person only: you.
Unlike captive agents who can only offer a single company’s products, I partner with a wide range of trusted carriers to bring you the best value, the most flexible options, and solutions designed to fit your lifestyle—not someone else’s sales quota.

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